Personal Financial Planning
"If you don't know where you are going, you'll end up someplace else." -Yogi Berra
Your financial well-being and resilience are vital to protecting what matters most to you, your family, and close relationships. Despite the political, social and economic volatility in today's e-driven marketplace, Waters CPA Group can help you devise a plan and stay on course, ensuring that you do not leave your personal financial planning and wealth management to chance.
Our highly credentialed and experienced team of accountants and business consultants has one common goal—helping you realize your financial objectives while protecting you from harm.
WCPA specializes in tax planning and preparation, retirement planning, elder care services, estate planning, and education planning. Additionally, our firm is well-versed in international tax issues, IRS audits, and state audits.
Tax Planning & Preparation
At WCPA, we listen to your needs and employ a partnership approach to tax planning and preparation.
Tax planning is an essential element in your overall financial wellness. Likewise, our experienced tax professionals view this deliberate process as a year-round commitment to strengthening your long-term financial position.
WCPA takes a proactive, tailored approach to tax planning and preparation, identifying those opportunities that will minimize both your current and future tax liabilities.
Our tax services include:
For more information, or a free initial consultation on Tax Planning and Preparation Services, please contact us directly at 813-855-4461.
Regardless of your age or stage in your career, now is the time to evaluate your financial plans for retirement.
It is important to conduct an unbiased assessment of your current financial situation and to ascertain the level of financial independence you seek upon retirement. Often, people underestimate their financial needs during retirement; thus, our goal is to ensure you create a retirement portfolio built to last!
Many different variables can both positively and negatively impact your retirement nest egg, such as desired lifestyle, social security benefits, current retirement savings, estimated years to retirement, inflation rates, and rate of return on investment. WCPA can assist you in navigating these variables to create a retirement plan to adequately fund your future needs today.
WCPA has the expertise to help you with a current financial assessment and provide guidance on the development of both your short- and long-term retirement goals. Areas for consideration include:
For more information, or a free initial consultation on our Retirement Planning Services, please contact us directly at 813-855-4461.
Elder Care Services
If you are concerned about the financial well being of an elderly family member or loved one--WCPA’s goal is to minimize the financial uncertainty that may lie ahead.
Empowering our clients to make informed financial planning decisions for elderly family members in a trusting and supportive environment is critically important to us.
We offer a broad range of tax, accounting and financial planning support related to Elder Care. Our professional staff can provide you with expertise in the following areas:
For more information, or a free initial consultation on our Elder Care Services, please contact us directly at 813-855-4461.
Estate Planning is one of the most important steps in planning for a secure financial future for both you and your family. Estate planning is much more than the exercise of creating a will—it is about proactively managing your future assets today and ensuring your future concerns are executed according to your desires—not those of someone else.
Effective estate planning ensures:
WCPA can guide you through the estate planning process, leveraging our Estate & Gift Planning tax expertise to ensure your heirs are not burdened with unanticipated tax and legal issues.
Services provided include:
For more information, or a free initial consultation on our Estate Planning Services, please contact us directly at 813-855-4461.
Trends in College Pricing estimates the tuition and expenses for four years at a private college and public in-state college are $326,000 and $150,000, respectively.
The continuing rise in tuition is a certainty. Therefore, planning for your child’s education should be more than an after thought. Education planning is integral to your overall financial planning strategy.
It is never too late to begin planning for your child’s college education. WCPA can assist you with getting started and creating a sound and customized education savings strategy based on your current financial situation, risk tolerance, and investment horizon. Our advisors can support you in making important decisions on the right investment vehicles, such as state-sponsored 529 College Savings Programs, education savings accounts or custodial accounts. Options include:
For more information, or a free initial consultation on our Education Planning Services, please contact us directly at 813-855-4461.
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